protection Insurance

Whether you are looking for Life Insurance; Critical Illness and/or Income Protection Cover we offer a bespoke service where we identify your needs and objectives and we recommend a solution to your protection needs within your agreed monthly budget. We offer advice from a range of Top Life Insurance providers and some of the protection policies we recommend can also offer you Health Cover and other benefits. We use up to the minute systems such as Critical Illness Expert to identify the most suitable plan to protect you and your loved ones.

For example because not all critical illness plans are the same and we recognise how complex it is to differentiate between policies, we use the only system on the market that currently enables a true comparison of critical illness plans based on the statistical likelihood of meeting a claim at the earliest stage of a claim as we believe this is the measure of a good critical illness plan i.e. will it pay out and will it pay out early on in the claim. The system also shows the companies who offer additional payments and other benefits within their plan.

We do not charge a fee for protection advice. We will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product. You will receive a quotation which will tell you about the fees and charges relating to any particular insurance policy that we recommend. If you would like to book a 5 minute chat with us online or call us then we are here to help you!

THESE PLANS HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.