About Us
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Mortgage Help Scotland
We are based in Dalgety Bay, Fife, however we also cover Falkirk and surrounding areas including Edinburgh and Lothians. With over 30 years’ experience, we are committed to providing the best one to one friendly and professional mortgage advice in Fife and across Central Scotland.
Our Advisors

Steve McAvoy
Director
Steve has worked as a mortgage and insurance adviser since 1987 and has always been involved in or around an estate agency background. As well as holding all the relevant Mortgage Advice Qualifications, Steve is a qualified Chartered Insurance Broker and is a member of the Chartered Insurance Institute.

Martyn Curtis
Director
Martyn has worked in the financial industry since 2006 with 2 large national banks, an offshore investment company and then onto becoming a Mortgage & Protection adviser from 2015 when passing all his qualifications. Martyn has experience as a Mortgage & Protection broker working through an estate agent before joining Mortgage Help Scotland in 2020 and brings along fantastic knowledge of the house buying process.

Michael McKenna
Mortgage and Protection Adviser
Michael has worked with Mortgage Help Scotland since early 2020. Michael is a fully qualified mortgage and protection advisor.
Michael enjoys working with people to help them achieve the best outcome, and takes great pride in delivering good customer service to his clients.

Shona McColl
Mortgage and Protection Adviser
Shona is passionate about helping clients navigate their mortgage journey—turning what can feel like an overwhelming process into an exciting step toward achieving their property goals. For Shona, it’s not just about securing mortgages; it’s about helping people find homes where memories are made. There’s nothing more rewarding than seeing a client’s journey come full circle, from our first conversation to the moment their dream becomes a reality.
Where we operate
We offer expert mortgage advice in Dunfermline and across West Fife, including Rosyth, Dalgety Bay, Kirkcaldy, Dollar, Cowdenbeath, Ballingry and across Central Scotland.

Dunfermline
Dollar
Rosyth
Cowdenbeath
Ballingry
West Fife
Kirkcaldy

Book an appointment with us now
Whether you need help to find the best possible mortgage, are looking for a remortgage or need support with income protection, our team are happy to help. All appointments booked below will be over Zoom and we will contact you prior to appointments in order to offer any assistance.
Book an appointment with us now
Whether you need help to find the best possible mortgage, are looking for a remortgage or need support with income protection, our team are happy to help.
All appointments booked below will be over Zoom and we will contact you prior to appointments in order to offer any assistance.