About Us 2020-02-10T14:29:48+00:00


We are based in Dalgety Bay, Fife, however we also cover the Falkirk and surrounding areas including Edinburgh and Lothian’s.  With over 30 years’ experience we are committed to providing the best one to one friendly and professional service in Scotland.  We search the Whole of Market to provide you impartial advice on the most suitable mortgage for you.  We also offer advice on protection; home insurance and Unemployment cover.  For establishing your needs, undertaking research and making a recommendation, we typically do not charge a fee. For Adverse Credit Mortgages; Buy-to-Let Mortgages and borrowing under £40,000 we typically charge a fee of £295. We will also be paid commission from the lender.


We offer a free initial no obligation consultation regarding mortgages and we do not charge a broker fee for protection or insurance advice.



Exceptional service. Steve & his team went above and beyond the call of duty to make our move as simple as possible. Would recommend Mortgage Help Scotland to any of my friends & family
Louise Coutts
Mortgage Help Scotland really helped me sort out my mortgage and get me the best deal with fantastic support. The guys were there from the start taking me through the process using Shadow Mover and their 20 years experience.


Steve McAvoy
Steve McAvoyManaging Director
Steve has worked as a mortgage and insurance adviser since 1987 and has always been involved in or around an estate agency background. As well as holding all the relevant Mortgage Advice Qualifications, Steve is a qualified Chartered Insurance Broker and is a member of the Chartered Insurance Institute.

“I love working with people and helping them at every stage of the process and the strength of our business is building long term relationships with all our new and existing clients.”

Craig Murray
Craig MurrayMortgage and Protection Adviser
Craig has worked in the financial industry for over 20 years the majority of which was spent as a financial advisor for a large national bank. Craig is a fully qualified mortgage and protection advisor
and enjoys working on a one to one basis with people, ensuring they achieve the best possible outcome and prides himself on delivering an effective and efficient service to all his clients.
Nathan Hunter
Nathan HunterMortgage Advisor
China-Jane Newton
China-Jane NewtonMortgage Advisor
China-Jane is a fully qualified mortgage and protection adviser with 15 years of industry experience, having worked for two large national banks, a building society, a small specialist mortgage brokerage and an estate agency before coming on board with Mortgage Help Scotland Ltd. China-Jane is fully versed in all forms of mortgage lending with particular experience of complex cases including high net worth clients, buy to let portfolio restructuring (including limited company SPV) and complicated income streams. China-Jane prides herself on providing a great customer experience and enjoys helping clients achieve their property goals, however ambitious they may be.